What is RTGS and ACH – NCB online banking

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RTGS: Real time Gross Settlement (RTGS) – These transfers, once initiated before 2:30 pm, are completed within two (2) hours . Cost $173 + GCT

ACH: Automated Clearing House (ACH) – These transfers are dispatched twice per day. Customers can expect credit within 24 hours. Transactions initiated after 2:30 pm will be processed the next business day. Cost $10.87 + GCT.

You may also schedule RTGS or ACH transfers up to 5 business days ahead of desired delivery date. The processing time by the recipient’s bank may vary.

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